Your Emory/Northlake/Decatur Area Expert

   A recent broadcast on CNBC reported that our area has not suffered the steep decline of value that many other cities have experienced, and thus will not suffer the long recovery either.  They stated that while home prices had indeed declined here that the low interest rates should be a strong catalyst for a rise in home sales and home values for 2009.   

  Buyers are coming into the office, especially first time buyers.  They are shopping for the best home for the least price and being very very particular, as they should be.   Consequently, in the $350,000 and below price range the inventory is being reduced on homes that are priced correctly.   

The Stimulus Package includes a tax credit of up to $8000 for any home buyer who has not owned a home in the past 3 years and who purchases or purchased a home since Jan. 1, 2009.  For Single buyers the credit begins to be phased out if annual income is over $75,000 and above $150,000 for married couples.  For details go to federalhousingtaxcredit.com.   More good news, Georgia has passed HB 261, a state tax reduction that is available for all buyers.  Some restrictions apply.  That credit is $1800 maximum and is taken over a 3 year period at a rate of $600 per year.  

   Try to keep in mind that even though you sell your home at a price that is lower than it would have been last year, you will also be on track to buy its replacement for less than you would have paid last year.  And the interest rates now are the lowest in FIFTY YEARS for fixed mortgages.  If you have a down payment and a decent credit score you can easily get a home mortgage at a fabulous rate.   And FHA mortgages are available with a 3.5 % downpayment.  I have a list of several mortgage brokers and lenders who will be happy to give you exact figures and help you figure out what you can comfortably and safely afford. 

       The Emory/Decatur area is holding reasonably good value compared to other parts of the Metro area, but real estate is a highly localized market.  You can literally cross the street and enter a different market climate with completely different conditions.  Our Mantra for Sellers in this area is  "if you price it correctly it will sell".  

     With my knowledge of the local real estate market, I know how to help you with your unique needs and protect your best interests through every aspect of a real estate transaction. I am focused on providing you with the most personal attention and best service available.

    2010 Black Fox Drive is back on the market with a vengeance!  The owners have found the house they want to buy so they want to sell this one quickly.  They have priced it at $699,900 which is an unbelievable price for this wonderful home.  There are 10 ft. ceilings on the main level with hardwoods on both the main and second floors.   A Coffered ceiling in the Living area, gorgeous stone counters and a huge island in the Kitchen are a few of the luxury finishes and details in this elegant but comfortable home.

The home was built in 2006 and the current owners purchased it new, then updated the new house!  New stylish tile bathrooms and Kitchen, new finished Den on the Terrace Level, newly fenced yard with landscaping..... click on my listings for more details.

You need the advice of a Real Estate Professional
The Internet is a great place to find information. But it can't provide the in depth local knowledge and personalized service of a local real estate professional. The challenges of the real estate industry are getting more complex every day. You need a professional who is on top of the market and is prepared to protect your interests and guide you throughout the process. As a local real estate expert I am constantly researching the market and analyzing home prices so I can serve you with the latest and most accurate information.

For most families, buying or selling a home is a big and difficult decision. I'd be honored for the chance to help you in any way that I can.